Learn How The Value Of Compensation Payouts Are Calculated

This guide explains how a value for compensation payouts is reached in various claims, including personal injury claims for accidents at work, in public places, and on the road. In addition, you will also find information on claiming compensation for data breaches and criminal injuries and how settlements for these claims are calculated.

How much compensation could be paid out in a successful claim is dependent on several factors, including the type of claim being made, the severity of any injuries or damage suffered, and whether any financial losses were incurred. We provide further information on this throughout our guide.

In the final section, we discuss the advantages available to claimants who work with an experienced solicitor from our panel when seeking compensation. They offer their services under No Win No Fee terms which means you won’t have to pay them upfront for them to start working on your case.

Our team of advisors have considerable experience in assessing various types of claims. If you are unsure if you are eligible to claim compensation or have any questions regarding the claims process, the team are available 24 hours a day. You speak to an advisor via any of the following contact details:

  • Call us on 0800 408 7827.
  • Alternatively, you can contact us online.
  • Or, for a fast response to any queries, click the live chat button below.

The word 'compensation' written on a pocket calculator.

Browse This Guide

  1. Compensation Payouts For Road Traffic Accident Claims
  2. Accident At Work Compensation Amounts
  3. Public Liability Compensation Amounts
  4. Criminal Injury Compensation Payouts
  5. Calculating Compensation For A Data Breach Claim
  6. How Can A No Win No Fee Solicitor Help You?
  7. More Information About Potential Compensation Payouts

Compensation Payouts For Road Traffic Accident Claims

All road users are required to adhere to the rules set out by the Road Traffic Act 1988 and the Highway Code. This is how they can uphold their duty of care to navigate the roads in a way that prevents one another from experiencing harm or damage in an accident. 

By breaching this collective duty, road users could cause a road traffic accident to occur. Claiming compensation for such an accident will require you to demonstrate another road user failed to uphold this duty of care and caused the accident in which you were injured.

There are two heads of loss that can be included in compensation payouts for successful personal injury claims, these are:

  • General Damages: The pain and suffering caused by the accident in which you were injured will be compensated under this head.
  • Special Damages: Compensation for costs incurred due to your injuries could be reimbursed under this head. Examples can include lost earnings, medical expenses, care costs or modifications to your home. Be sure to keep copies of any documentation that shows you incurred these losses, such as receipts, payslips, and invoices. 

Special damages can only be awarded if general damages are included in a payout.

If you instruct one of the personal injury solicitors from our panel, they could assist you with the calculation of a potential compensation figure. Your legal team can refer to a report generated from your independent medical assessment, which you will receive as part of the claims process, alongside the guideline award brackets from the Judicial College Guidelines (JCG).

The JCG publication details guideline compensation brackets for various injuries. We have used the JCG in all the compensation tables in this guide. Please be advised that our compensation tables are intended as guidance only.

Compensation Table

The top entry is not a JCG figure. The bottom two entries were taken from the tariff set out in the Whiplash Injury Regulations 2021 which is used to value whiplash injuries.

Type of InjurySeverityGuideline Compensation ValueDescription
Multiple Very Serious Injuries Plus Financial LossesVery SeriousUp to £1,000,000 and aboveCompensation for the mental and physical impact of multiple very serious injuries plus financial payments for lost income, medical bills, care costs and other expenses.
Injuries Involving ParalysisTetraplegia (a)£324,600 to £403,990Upper and lower body paralysis. Cases where the injured person is not in pain, has a life expectancy of 25 years or more and full awareness will attract an award towards the middle of the bracket.
Paraplegia (b)£219,070 to £284,260Lower body paralysis. Awards for paraplegia can vary depending on factors such as the pain level, the psychological impact and level of independence.
Brain DamageVery Severe (a)£282,010 to £403,990At the top of this bracket are cases where there is no environmental response or little or no language function and need for full time nursing care. There may be some return of sleep and walking patterns.
Moderately Severe (b)£219,070 to £282,010Cases of very serious physical or cognitive disablement where the injured person is substantially dependent on others.
EpilepsyEstablished Grand Mal (a)£102,000 to £150,110Epilepsy awards vary depending on the extent to which medication can control attacks and the impact on work and social life.
Chest InjuriesLoss of One Lung and/or Serious Heart Damage (a)£100,670 to £150,110The worst cases of chest injuries will involve the removal of one lung and/or serious heart damage resulting in serious pain and permanent scarring.
Traumatic Injury (b)£65,740 to £100,670Traumatic injuries to the chest, heart and/or lungs causing functional impairment, physical disability and reduced life expectancy.
Whiplash InjuriesOne or more whiplash injuries and one or more minor psychiatric harm£4,345Injuries lasting more than 18 months but not more than 24.
One or more whiplash injuries£4,215Injuries lasting between 18 and 24 months.

Speak to our advisors for further guidance on how the value of compensation payouts are worked out for road traffic accident claims. Our team is available 24 hours a day via the contact information provided.

First responders at the scene of a serious car accident. A firefighter examines the car while paramedics attended to a casualty.

Accident At Work Compensation Amounts

An accident at work can occur when an employer fails to uphold the duty of care they owe to their employees. This duty is contained within the Health and Safety at Work etc. Act 1974, stating that employees must take reasonable steps to ensure the safety of their workers. If this duty is breached, causing an injury, you could be eligible to sue your employer for compensation.

As mentioned, compensation payouts awarded in successful personal injury claims can consist of general and special damages. These are the two heads of loss that compensate for the different ways you have been affected by your injuries, including the mental and/or physical pain and suffering you have experienced and the monetary losses incurred.

Compensation Table

The table below contains figures from the JCG, used to value general damages, with the exception of the first entry. Please use the table as a guide only.

Type of InjurySeverityGuideline Compensation AmountNotes
Multiple Very Severe Injuries Plus Significant Financial Losses.Very SevereUp to £1,000,000 +The injured person will have suffered multiple instances of very serious harm and incurred significant financial losses such as medical bills, a loss of income and the cost of care.
Arm AmputationLoss Of Both Arms£240,790 to £300,000The person is reduced to a state of considerable helplessness, being fully aware of their injury.
Loss Of One Arm (i)Not less than £137,160One arm is amputated at the shoulder.
BackSevere (i)£91,090 to £160,980Spinal cord and nerve root damage.
Other Arm InjurySevere£96,160 to £130,930This bracket includes cases of a serious brachial plexus injury leaving the injured person little better off than if they'd lost the arm completely.
Leg Amputation (iv)£97,980 to £132,990One leg is amputated below the knee.
Hand Complete or Effective Loss of One Hand£96,160 to £109,650Cases in this bracket include a hand that was crushed and surgically amputated after.

Public Liability Compensation Amounts

Parties who are in control of public spaces, legally referred to as occupiers, are required to take steps to ensure the reasonable safety of all visitors to their premises. This duty of care is established by the Occupiers’ Liability Act 1957. If there is a failure to uphold this duty, leading to you suffering an injury in a public place accident, you could be eligible to claim personal injury compensation.

Similarly, to personal injury claims for accidents at work and road traffic accidents, compensation payouts in public liability claims can consist of general damages and special damages.

Compensation Table

The table below contains figures from the JCG, a document used to help value general damages. Please note the top entry was not taken from the JCG. This table is intended to act as guidance only.

Type of InjurySeverityCompensation GuidelinesNotes
Multiple Very Severe Injuries and Financial LossesVery SevereUp to £1,000,000 and aboveCompensation payouts for multiple very severe injuries and significant financial losses such as home adaptations and medical expenses.
Injuries Involving ParalysisParaplegia (b)£219,070 to £284,260Paralysis of the lower limbs. Awards for paraplegia can vary depending on factors such as the impact on sexual function, age and life expectancy and the injured person's level of dependence on others.
Back InjuriesSevere (a)(i)£91,090 to £160,980The most severe back injury cases will involve nerve root and spinal cord damage causing serious disablement such as paralysis and significant impairment of bladder, bowel and sexual function.
Neck InjuriesSevere (a)(i)In the region of £148,330Injuries associated with permanent spastic quadriparesis or incomplete paraplegia or where there is still little neck movement despite the permanent wearing of a collar.
Severe (a)(ii)£65,740 to £130,930Cases where there have been serious fractures in the cervical spine that give rise to disabilities such as loss of limb function and neck movement.
Leg InjuriesSevere (b)(i)£96,250 to £135,920Injuries where there has been no amputation but are serious enough to be treated as such. An example would be fractures that have not united and extensive bone grafting has been performed.

For further guidance on how personal injury compensation payouts are calculated, please contact an advisor. They can provide a free and personalised estimate of your potential claim to help you understand how much compensation you could be owed.

Criminal Injury Compensation Payouts

The value of criminal injury claims can be influenced by who you make your claim against. For example, you could pursue your claim directly against the perpetrator, if they have been identified and have the means to pay your compensation. Or, you could claim against a vicariously liable third party. However, you would need to prove they breached their duty of care. In these cases, the JCG as well as other resources can be used to help calculate compensation payouts.

Where it isn’t possible to pursue your claim via these routes, you could claim through the Criminal Injuries Compensation Authority (CICA). The CICA are an agency sponsored by the Ministry of Justice that was set up to give the victims of violent crimes in Great Britain an avenue to claim compensation. The value of compensation settlements awarded in criminal injury claims made through the CICA are calculated as per the Criminal Injuries Compensation Scheme 2012 fixed tariff, some examples of which are provided here.

Compensation Table

Please note that the 2012 Scheme tariff amounts given here are fixed and that the top entry is not a tariff figure.

InjuryTariff AmountNotes
Multiple Serious Injuries plus Special Expenses and Loss of Earnings PaymentsUp to £500,000Tariff payments for multiple injuries in addition to compensation for loss of earnings and special expenses.
Quadraplegia£250,000Substantially complete impairment of motor or sensory function in the upper and lower limbs.
Hemiplegia£110,000Severe paralysis of one half of the body.
Eye£44,000A serious and permanent loss of visual field.
Burns£33,000Burns that cover more than 25% of total skin and cause significant scarring.
Ear£16,500Permanent total deafness in one ear.
Face£6,200One or more fractures of the jaw bones requiring surgery and resulting in significant continuing disability.

In cases where the victim has sustained more than one injury, the multiple injuries formula will be applied to any compensation payouts. This means you will receive 100% of the tariff value for the highest valued injury and then 30% and 15% for the second and third highest, respectively.

What this means is you can only receive compensation for a maximum of 3 injuries as part of a CICA claim. However, if you have contracted an STI, become pregnant or lost a foetus as a result of a violent crime, you could receive an additional tariff payment. 

You could also receive a payment for loss of earnings if you were unable to work due to your criminal injuries, provided you meet the eligibility criteria to qualify for this payment. Also, you could receive a payment for special expenses which refer to certain costs incurred due to the criminal injury. However, other criteria need to be met to qualify for this payment.

Talk to our team today for a free assessment of your eligibility to claim criminal injury compensation.

A man walking up the stairs carrying a knife.

Calculating Compensation For A Data Breach Claim

The Information Commissioner’s Office is the UK’s independent body set up to uphold information rights. They define a personal data breach as a security incident resulting in the confidentiality, availability, or integrity of your personal data becoming affected. 

The organisation that decides how your personal data will be stored, handled, or processed is known as a data controller. They can also process the data themselves. They can outsource this task to an external organisation, known as a data processor. 

Data controllers and processors both must adhere to the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. A failure to comply with these obligations can result in a data breach that compromises your personal data and causes you to suffer damage. In these instances, a claim for a breach of your personal data could be made.

What Is Awarded In A Data Breach Claim?

If you are successful with your claim, you could be awarded compensation for two types of damage:

  • Material Damage: This refers to the financial impacts of a personal data breach. For example, unauthorised persons accessing your bank card details and stealing funds. Or lost earnings incurred due to having to take time off work to recover from the breach. You should provide evidence, such as bank statements and wage slips, to help prove these losses.
  • Non-material Damage: This refers to the mental and emotional repercussions caused by having your personal data compromised. For example, you may have suffered anxiety, distress, stress, depression. Or,  in more severe cases, post-traumatic stress disorder due to the breach of your personal data. The JCG can be used alongside medical evidence to value this aspect of your claim.

The figures in this table were taken from the Judicial College Guidelines. This time for psychiatric injury and post-traumatic stress disorder (PTSD). The top entry is not from the JCG, however.

Compensation Table

Please be advised that this table is intended for guidance purposes only. 

Type of Non-material DamageSeverityGuideline Compensation ValueNotes
Very Severe Psychiatric Harm with Substantial Financial LossesVery SevereUp to £150,000 +Compensation for serious psychological impacts in addition to substantial financial losses, such as lost income.
General Psychiatric HarmSevere (a)£54,830 to £115,730Marked problems across multiple areas of daily life and a very poor prognosis.
Moderately Severe (b)£19,070 to £54,830A much more optimistic prognosis than in (a) but significant problems relating to work and social life, personal relationships and their future vulnerability will be present.
Moderate (c)£5,860 to £19,070The injured person will have experienced a substantial improvement across different areas of life, including their ability to cope with daily life and maintain personal relationships.
Less Severe (d)£1,540 to £5,860Awards in this bracket will consider the length of the disability period, as well as the impact on daily activity and sleep.
PTSDSevere (a)£59,860 to £100,670Permanent and severe effects across all areas of life that prevent the person from returning to a pre trauma level.
Moderately Severe (b)£23,150 to £59,860Significant disability for the foreseeable future is likely, although the prognosis will be better than in (a).
Moderate (c)£8,180 to £23,150The injured person will have experienced a large scale recovery and will not be experiencing any gross disablement.
Less Severe (d)£3,950 to £8,180A virtual full recovery within 2 years and minor persisting symptoms over a longer period.

For further advice on how data breach compensation payouts are calculated, contact our advisors today.

How Can A No Win No Fee Solicitor Help You?

When looking to start a compensation claim, seeking a solicitor is definitely recommended. Instructing a solicitor to represent you means you will have their support throughout the claims process. While not a legal requirement, you will benefit from their knowledge and expertise. 

Our advisors can assess your eligibility to claim in your particular circumstances. If our team decide you have a valid claim, they could put you in touch with one of the highly experienced solicitors from our panel.

Our panel of expert  solicitors can offer their services on a No Win No Fee basis under a Conditional Fee Agreement (CFA). When instructing a solicitor to represent you under a CFA, you can typically expect the following terms:

  • In the majority of cases there will be no fee for the solicitor to begin work on your case.
  • You will also not have to pay for this work during the claims process itself.
  • In the event the claim does not succeed, you will again not be liable for any service fees.

Prior to the start of your claim, you and the solicitor will agree upon a success fee. This success fee will be taken as a percentage of your compensation by the solicitor should they win the claim. The Conditional Fee Agreements Order 2013 caps this percentage. Claimants, therefore, get to keep the majority of their compensation payouts.

Contact Us

This guide covers a lot of different topics and contains significant details regarding compensation payouts. For more in-depth advice regarding your particular circumstances, our advisors are available 24 hours a day. The team can also provide a free assessment of your eligibility to begin a claim. Contact us today via the following information:

  • Call us on 0800 408 7827.
  • Alternatively, you can contact us online.
  • Or, for a fast response to any queries, click the live chat button below.

More Information About Potential Compensation Payouts

You can read more of our claims guides on a variety of topics here:

We have also provided links to some external resources for additional information:

  • You may be entitled to Statutory Sick Pay following an accident. You can read more on the Government website.
  • Access a range of mental health support and services through the NHS here.
  • Read the Health and Safety Executive (HSE) guidance on slips and trips in the workplace on their website.

Thank you for reading our guide on how values for compensation payouts are calculated. If you have any other questions, you can speak to advisors 24 hours a day for more information.